The Repositories are deliberately creating confusion over credit scores.

 

Why are my credit scores different from what my lender tells me? There is a lot of confusion surrounding credit scores and part of the problem is that the repositories ( TransUnion, Equifax, and Experian) have created a overlapping score called Vantage. A Credit score by a different name. I believe that they have deliberately created confusion over scores by making their scoring model slightly higher than FICO. What is Credit? What is credit and how can your credit create such a big swing in credit scores? watch this video fro free online credit information.

 

Score Equivalence

FICO —to— Vantage
781-850 — 900–990
681-780 — 800–899
610-681 — 700–799
500-609 —  600–699
300-499 — 501–599

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